Capital Punishment is a plain-English survival guide to merchant cash advances and small business funding: how MCAs really work, factor rates and holdbacks, how to avoid stacking traps, your rights, and how to choose a funding partner.
Table of Contents
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Ch. 1
The Truth About Small Business Funding TodayWhy capital feels impossible — and why it doesn't have to be
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Ch. 2
What a Merchant Cash Advance Really IsThe product everyone talks about and few truly understand
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Ch. 3
MCA vs. Loans, Lines of Credit & Revenue-Based FinancingChoosing the right tool for the job
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Ch. 4
Reading the Fine PrintFactor rates, holdbacks, fees & confessions of judgment
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Ch. 5
Surviving the MCA ShuffleConsolidation, reversals & staying fundable through the chaos
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Ch. 6
The Hidden DangersStacking, multi-entity borrowing & funding fraud
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Ch. 7
Know Your RightsRegulation, disclosure & the fight against predatory lending
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Ch. 8
Building a Fundable BusinessBecoming the borrower funders compete for — and choosing a partner